Just over two years ago I started freelancing. I was on maternity leave with Small Human and statutory maternity pay was crippling our finances. It was a real sink or swim moment; not just a case of tightening our belts. We needed a longer belt. So, time to get a side hustle. Although, at the time I didn’t call it a ‘side hustle’, it was simply a way of affording to do things like buy nappies and eat food. I only did three hours a week, but it was enough to keep us afloat. I won’t lie, it was tough… View Post

I don’t do regrets, but if I did they’d probably be a list of things I wish I’d spent less money on. Like an impulsive holiday to Greece which I stuck on credit card (yelp! Although I really did need a break from a horrible work environment…), or a £150 coat which I was barely going to wear – one which my now-husband describes as a ‘sheep coat’. Thanks. Mr Thrifty Fox and I got married just over three years ago. We didn’t want to spend much money on the Big Day, so kept costs relatively low. We spent around… View Post

There’s something I just love about Halloween. I can’t quite put my finger on it, but the day evokes the same kinds of emotions as Christmas. Halloween always captured my imagination when I was growing up; raiding my mother’s make-up box leftovers, crunching scratchy cheap costumes between my fingers, and the excitement of returning home and opening up a bag of mystery sweets to see what was within. It was never disappointing; it couldn’t be. You dressed up, carved a pumpkin, and ate sweets. Simple. There was a wonderful camaraderie between the neighbours, as you traipsed from house to house… View Post

Children’s clothes can be expensive. And no, I’m not just talking about branded or designer stuff which is obviously going to drain your bank account quicker than I can drain chocolate-flavoured cocktails. But when you find yourself paying £15 for a pack of three sleep-suits which might only get a week’s wear… yeah, you get the idea. Particularly when you need to buy at least three packs. Would you spend £45 on a top or outfit which you could only wear for a week? I know I wouldn’t. Or at least, not intentionally. If I really wanted to, I could… View Post

Christmas is coming… well, kind of. I’m the kind of person who plans Christmas throughout the year. Party because I love it, and partly because I want to save money on it. This year, we’ve put aside £50 a month for all our gift expenditure, covering both birthdays and Christmas. Although as Tiny Human has now arrived, I’m expecting this will increase to £60/£70 for 2018. But if you’d like to top up any Christmas savings, or just start some — here’s how: Pick up a “side hustle” A side hustle is a way of earning money in addition to your… View Post