I’ll level with ya.
Quidco is a strong contender for my all-time favourite money hack.
Never heard of it before? It’s a cash-back website. This means that retailers pay you a % of your purchase value back, as a nice ‘thank you’ for shopping with them. Who says you can’t have your cake and eat it too?
It’s super easy; you create an account (spoiler: you’ll need Paypal too), and then shop via Quidco whenever you make an online purchase.
You can then reclaim the money ‘earned’, as a BACS to your bank, via Paypal, or you can boost your earnings through vouchers. Amazon will boost your total by 2.5% (at least, they do at the time of writing) – so for every £10 you claim you get £10.25 in Amazon vouchers. There’s a reasonably large pool of retailers who offer boosts; Argos, Gap, Debenhams, M&S, Primark, Pizza Express, Prezzo, The Entertainer… you get the idea.
Note: vouchers can take a few days to process, so if you have a deadline for spending them (i.e. for birthday present purchases) make sure you request them early.
Not every retailer offers cashback on purchases, but a lot of the big ones do – people like Boots, Mothercare, eBay. They pay varying amounts – but even the pennies add up quickly. I earned around £80 last year, and I only joined in April.
It’s also worth checking Quidco when its time to renew your car/life/house/goldfish insurance too – you can easily add hundreds to your account by taking advantage of the various incentives available.
They also offer various bonus deals throughout the year – things like ‘shop today at <retailer> and earn £2.50’. Perfect if you were planning on making a purchase there anyway. Competitions on social media and at Christmas also helped boost my earnings.
They also have an app too, which is really handy when you’re out and about.
I’m such a big fan, I’ve been trying to convert everyone I know. I’ve basically been walking around with a FREE MONEY sign since April last year. But if you do fancy joining, I’ve got a lovely referral link.
I’d love to hear what you earn – find me on Insta/Twitter @athriftyfox