Bills, bills, bills: How I Saved £275 in Two Hours

Bills, bills, bills: How I Saved £275 in Two Hours

If you’d asked me a month ago whether I was getting a good deal on the various insurance policies we have, I would have said an unequivocal ‘yes’. Of course I was. 

Then I received the renewal documents in the post.

Car insurance? Up £50.

Contents insurance? Up £35.

The cost of living is ever-increasing; food bills are going up, energy bills are going up, rent increases every year… did I want to willingly spend another £7 a month on bills which I could potentially cut? No. No I did not.

Car Insurance

Thanks to a handy automated email from confused.com, I was reliably informed that Admiral offered the best deal for insurance on my car. I then cross-referenced with any cash-back offers via Quidco — not only were Admiral still cheapest, they also had a £45 cash-back deal available.

Total Saved: £80

Cashback Earned: £45

Contents Insurance

On a whim, I filled out a new quote with my current provider online — only to be shocked that it was 60% less than the renewal quote they’d sent through. A quick phone call clarified that they’d switched underwriter provider and therefore they’d be happy to transfer me across to the cheaper policy. Hurrah!

Total Saved: £155

Breakdown Cover

Spurred on by my savings, I also compared my breakdown cover with the leading competitor — and discovered I’d save £40 if I switched. I’d also get £70 in cash-back too; a no-brainer, really.

Total Saved: £40

Cashback Earned: £70

So after two hours of shopping around / calls, I shaved a grand total of £275 from our potential outgoings — which works out at just under £23 a month. I also earned £115 in cash-back; which I’ll be putting to one side to pay for next year’s breakdown cover.

Against our current monthly payments, these savings equate to £15 a month — which will be funnelled into our credit card debt repayments.

It might not have been the most exhilarating way to spend a morning, but my bank balance will definitely thank me for it.

This post is a friendly reminder to always shop around. Even when it feels like you’re getting a good deal — and especially when it doesn’t.

What’s the best renewal deal you’ve found?

Share:

115 Comments

  1. 5th January 2019 / 10:58 am

    I would like to express some thanks to this writer for rescuing me from this particular circumstance. Just after exploring through the online world and obtaining thoughts which are not powerful, I assumed my life was done. Living without the presence of solutions to the issues you’ve sorted out by means of your main article content is a crucial case, as well as ones that might have badly damaged my entire career if I hadn’t discovered your blog. Your good knowledge and kindness in handling all areas was crucial. I don’t know what I would have done if I hadn’t come across such a thing like this. I am able to at this point look forward to my future. Thank you very much for the professional and result oriented guide. I will not be reluctant to refer your site to anyone who should have counselling about this issue.

  2. 6th January 2019 / 6:20 am

    I’m writing to let you understand of the superb encounter my wife’s princess encountered reading your webblog. She discovered a good number of things, including what it is like to possess an amazing giving nature to have other folks with no trouble master chosen very confusing topics. You undoubtedly surpassed her desires. I appreciate you for supplying such valuable, trustworthy, informative and in addition fun guidance on that topic to Ethel.

  3. 6th January 2019 / 9:48 pm

    is 10 mg esperienze

    441d only for you is attorneys

  4. 7th January 2019 / 1:50 am

    I enjoy you because of every one of your efforts on this blog. Betty delights in making time for internet research and it’s easy to see why. Many of us know all about the compelling manner you create both useful and interesting tricks via the web site and therefore strongly encourage response from others on that idea and our own princess is actually studying a whole lot. Enjoy the rest of the new year. You are conducting a very good job.

  5. 7th January 2019 / 10:21 pm

    My spouse and i ended up being really cheerful that Raymond managed to finish up his investigation through the entire precious recommendations he had from your very own web pages. It’s not at all simplistic to simply continually be freely giving steps the others might have been selling. So we recognize we have the website owner to give thanks to because of that. These explanations you have made, the easy site menu, the relationships your site make it easier to create – it is all astounding, and it is aiding our son in addition to us understand this issue is interesting, and that’s exceedingly pressing. Thanks for all!

  6. 8th January 2019 / 6:23 pm

    I precisely had to appreciate you again. I’m not certain the things that I would’ve done in the absence of the actual concepts shared by you about that concern. Previously it was a real hard crisis for me personally, however , spending time with your skilled mode you processed it made me to cry with fulfillment. I am grateful for this work and thus expect you really know what a great job you are always getting into educating other individuals thru your blog. Most probably you’ve never encountered any of us.

  7. 9th January 2019 / 8:18 pm

    is 5mg at

    be07 mexican rx is low price

  8. 11th January 2019 / 1:26 am

    being is in tijuana 2011

    aa72 just try is without a rx

  9. 11th January 2019 / 8:12 am

    what is is pills for men

    aa72 generique is super active

  10. 11th January 2019 / 6:36 pm

    is sans prescription

    aa72 usa is at

  11. 14th January 2019 / 5:28 pm

    I’m writing to let you be aware of of the awesome encounter our girl gained reading your web page. She learned so many details, including what it’s like to possess a marvelous coaching character to get a number of people without problems master various problematic issues. You actually surpassed visitors’ desires. I appreciate you for churning out such informative, healthy, explanatory not to mention easy guidance on this topic to Evelyn.

  12. 14th January 2019 / 7:11 pm

    wow best way to take is

    d5cb is erectile pill online uk

  13. 14th January 2019 / 9:52 pm

    Howdy! I could have sworn I’ve been to this site before but after reading through some
    of the post I realized it’s new to me. Anyways, I’m definitely happy I found it and I’ll be book-marking and checking back frequently!

  14. 15th January 2019 / 1:13 am

    I’m just writing to let you know what a amazing experience my child gained checking your site. She noticed lots of things, including what it’s like to have a marvelous teaching nature to let others just grasp various very confusing subject matter. You actually surpassed her desires. I appreciate you for showing those precious, trustworthy, edifying and in addition fun tips on the topic to Gloria.

  15. 15th January 2019 / 10:15 am

    Thank you a lot for giving everyone remarkably special chance to read from here. It is usually so pleasing and jam-packed with a great time for me and my office fellow workers to visit the blog more than thrice every week to study the newest guidance you have got. Of course, we are at all times amazed considering the awesome hints you serve. Some 1 ideas in this post are really the most effective we have ever had.

  16. 15th January 2019 / 7:32 pm

    I wish to get across my affection for your kindness in support of men who require guidance on this subject matter. Your special dedication to passing the message all-around was incredibly informative and has truly permitted many people much like me to achieve their goals. Your new informative tutorial implies a whole lot to me and somewhat more to my fellow workers. Many thanks; from each one of us.

  17. 16th January 2019 / 3:07 am

    I am also commenting to make you understand of the superb encounter my cousin’s princess obtained browsing your site. She realized many pieces, which include what it is like to possess an incredible teaching spirit to have the mediocre ones easily learn several tricky issues. You undoubtedly surpassed our expected results. I appreciate you for distributing such productive, safe, educational and even easy tips on that topic to Ethel.

  18. 16th January 2019 / 9:37 am

    I needed to compose you the little bit of remark to be able to thank you very much once again for your exceptional tips you have shown on this site. It’s simply pretty open-handed of you to make unreservedly what some people could possibly have made available as an e book to end up making some cash for themselves, most notably now that you might well have done it in the event you wanted. These thoughts in addition served to be a great way to be sure that the rest have a similar zeal just as my personal own to know the truth a little more with regard to this issue. I am certain there are thousands of more fun times in the future for individuals who start reading your blog post.

  19. 16th January 2019 / 12:54 pm

    I needed to post you a little word to finally say thanks a lot as before considering the extraordinary ideas you have featured on this site. This has been so seriously generous of you to grant freely what exactly a few people would’ve sold for an ebook in order to make some profit for their own end, primarily seeing that you could possibly have tried it if you ever decided. Those tricks also served like the good way to understand that other people online have the identical interest just like my own to figure out somewhat more in regard to this problem. I am certain there are thousands of more fun periods in the future for many who check out your site.

  20. 16th January 2019 / 10:27 pm

    Thanks so much for giving everyone an exceptionally memorable chance to discover important secrets from this website. It is always very lovely and also stuffed with a great time for me personally and my office fellow workers to visit your website a minimum of three times every week to study the new guides you have got. Of course, I am also certainly satisfied with your perfect advice served by you. Selected two areas in this article are undeniably the most beneficial we’ve had.

  21. 17th January 2019 / 6:33 am

    I simply wanted to compose a quick word in order to appreciate you for the awesome strategies you are giving here. My rather long internet research has at the end of the day been honored with incredibly good facts and strategies to talk about with my great friends. I would point out that most of us website visitors actually are undeniably lucky to live in a decent place with very many special people with beneficial advice. I feel somewhat privileged to have encountered your web site and look forward to plenty of more brilliant moments reading here. Thanks once more for all the details.

  22. 17th January 2019 / 4:40 pm

    Thank you so much for providing individuals with remarkably brilliant possiblity to read articles and blog posts from this web site. It is usually very excellent and jam-packed with a lot of fun for me personally and my office acquaintances to visit your blog minimum three times a week to study the newest items you will have. Not to mention, I’m so usually satisfied with your incredible tips and hints served by you. Some 4 ideas on this page are easily the finest I have had.

  23. 18th January 2019 / 12:13 am

    Thanks so much for providing individuals with a very terrific opportunity to read articles and blog posts from here. It’s usually so pleasing and also full of fun for me personally and my office co-workers to search the blog on the least 3 times in a week to see the fresh guidance you will have. Of course, I am always contented with the astounding tips you serve. Selected 1 facts on this page are essentially the simplest we’ve ever had.

  24. 18th January 2019 / 5:19 am

    I used to be recommended this website by means of my cousin.
    I’m no longer sure whether this put up is written by means of him as
    no one else know such detailed approximately my problem. You’re
    wonderful! Thank you!

  25. 18th January 2019 / 7:48 am

    Thank you a lot for giving everyone an exceptionally brilliant opportunity to read in detail from this blog. It’s always so good plus jam-packed with amusement for me and my office colleagues to visit your web site at the very least thrice weekly to read the new guidance you will have. And indeed, I am just certainly satisfied considering the fantastic tips you serve. Certain 2 areas on this page are unquestionably the very best we’ve had.

  26. 18th January 2019 / 5:35 pm

    I must point out my affection for your kindness supporting folks that really want assistance with that subject matter. Your personal dedication to passing the message all through came to be remarkably invaluable and has really permitted somebody much like me to attain their objectives. The helpful suggestions signifies so much to me and additionally to my colleagues. Many thanks; from all of us.

  27. 19th January 2019 / 12:17 am

    I must express my appreciation to the writer just for bailing me out of this type of scenario. After surfing around through the internet and finding principles which were not powerful, I figured my entire life was gone. Existing without the solutions to the issues you’ve solved all through your entire post is a crucial case, as well as those that could have in a negative way damaged my entire career if I had not encountered your blog. Your personal capability and kindness in handling all areas was very helpful. I’m not sure what I would have done if I hadn’t come across such a thing like this. I’m able to now look forward to my future. Thanks very much for your professional and amazing help. I will not be reluctant to refer the sites to anybody who needs and wants guide about this situation.

  28. 19th January 2019 / 5:01 am

    Thank you for your entire work on this blog. My niece loves engaging in internet research and it’s really simple to grasp why. A lot of people learn all relating to the lively form you provide great thoughts by means of your website and in addition encourage response from others about this topic so our favorite simple princess is now discovering a whole lot. Take advantage of the rest of the year. You are always performing a great job.

  29. 19th January 2019 / 8:26 am

    I’m just writing to let you know what a wonderful discovery our child went through viewing your blog. She even learned such a lot of things, which include what it’s like to have a marvelous coaching character to have the others without hassle learn about selected complex things. You actually exceeded our own expected results. Thank you for producing these invaluable, healthy, explanatory and unique tips about your topic to Jane.

  30. 19th January 2019 / 6:24 pm

    I not to mention my guys ended up looking through the excellent information from your website and so all of a sudden got a horrible suspicion I had not expressed respect to the web site owner for them. All of the young boys appeared to be so joyful to read them and have in effect extremely been tapping into these things. Thanks for truly being so thoughtful as well as for deciding upon these kinds of amazing themes most people are really desperate to be aware of. My personal sincere regret for not expressing gratitude to you sooner.

  31. 19th January 2019 / 9:01 pm

    I have to convey my affection for your kindness giving support to men and women who really need guidance on your topic. Your personal dedication to passing the solution around ended up being definitely good and has constantly permitted guys like me to reach their targets. Your interesting guide entails this much a person like me and still more to my fellow workers. With thanks; from all of us.

  32. 20th January 2019 / 10:00 am

    I precisely desired to thank you very much once more. I am not sure what I could possibly have carried out without the entire tips and hints revealed by you on such a question. It was before a real challenging concern for me, nevertheless spending time with the very specialized approach you resolved it forced me to weep for joy. I will be happy for your assistance and thus hope that you realize what a great job you are getting into educating some other people using your webblog. I know that you have never got to know all of us.

  33. 20th January 2019 / 7:18 pm

    I intended to write you one tiny note in order to thank you very much over again for all the superb basics you’ve discussed in this article. It is certainly shockingly open-handed of people like you to deliver openly all many people would have supplied for an e-book to generate some money for their own end, even more so considering that you could have tried it if you considered necessary. Those smart ideas in addition worked to be a easy way to recognize that the rest have a similar interest really like my personal own to grasp more and more on the topic of this problem. I’m sure there are thousands of more enjoyable instances ahead for folks who take a look at your site.

  34. 21st January 2019 / 1:51 am

    I would like to show some appreciation to you for bailing me out of this type of setting. As a result of browsing through the internet and finding tips which are not pleasant, I believed my life was gone. Living without the presence of answers to the issues you’ve resolved through your good website is a crucial case, as well as the kind which may have in a negative way damaged my career if I hadn’t discovered your website. Your main skills and kindness in touching every part was valuable. I’m not sure what I would have done if I hadn’t encountered such a subject like this. It’s possible to at this moment relish my future. Thanks so much for your impressive and result oriented help. I won’t think twice to endorse your blog to any individual who desires assistance on this topic.

  35. 21st January 2019 / 9:26 am

    I enjoy you because of all your valuable hard work on this web site. Debby loves engaging in investigation and it is easy to see why. My partner and i hear all regarding the dynamic method you produce invaluable strategies through this blog and even invigorate response from some other people on this situation so our girl is undoubtedly understanding a lot. Enjoy the rest of the new year. You’re the one carrying out a superb job.

  36. 21st January 2019 / 7:36 pm

    I and also my pals were found to be looking through the best points from your web page and then immediately developed an awful suspicion I never expressed respect to the web site owner for those strategies. My men are actually for this reason glad to read them and have in actuality been loving them. Thank you for getting indeed considerate as well as for having varieties of impressive information millions of individuals are really eager to understand about. My very own honest apologies for not saying thanks to sooner.

  37. 22nd January 2019 / 2:54 am

    I am only commenting to let you know of the amazing experience my friend’s child gained checking your blog. She learned many pieces, which include what it is like to have a great teaching heart to get certain people easily grasp chosen specialized matters. You actually did more than readers’ expected results. Thanks for giving the invaluable, safe, explanatory and as well as unique tips on that topic to Mary.

  38. 22nd January 2019 / 3:49 am

    I as well as my guys have been looking through the good advice located on the website and then all of the sudden got a terrible feeling I never thanked the blog owner for those tips. My boys were definitely for this reason excited to read through them and now have seriously been enjoying these things. Appreciate your turning out to be considerably considerate and then for picking varieties of superior areas millions of individuals are really needing to be aware of. My sincere regret for not saying thanks to earlier.

Leave a Reply

Your email address will not be published. Required fields are marked *