Bills, bills, bills: How I Saved £275 in Two Hours

Bills, bills, bills: How I Saved £275 in Two Hours

If you’d asked me a month ago whether I was getting a good deal on the various insurance policies we have, I would have said an unequivocal ‘yes’. Of course I was. 

Then I received the renewal documents in the post.

Car insurance? Up £50.

Contents insurance? Up £35.

The cost of living is ever-increasing; food bills are going up, energy bills are going up, rent increases every year… did I want to willingly spend another £7 a month on bills which I could potentially cut? No. No I did not.

Car Insurance

Thanks to a handy automated email from, I was reliably informed that Admiral offered the best deal for insurance on my car. I then cross-referenced with any cash-back offers via Quidco — not only were Admiral still cheapest, they also had a £45 cash-back deal available.

Total Saved: £80

Cashback Earned: £45

Contents Insurance

On a whim, I filled out a new quote with my current provider online — only to be shocked that it was 60% less than the renewal quote they’d sent through. A quick phone call clarified that they’d switched underwriter provider and therefore they’d be happy to transfer me across to the cheaper policy. Hurrah!

Total Saved: £155

Breakdown Cover

Spurred on by my savings, I also compared my breakdown cover with the leading competitor — and discovered I’d save £40 if I switched. I’d also get £70 in cash-back too; a no-brainer, really.

Total Saved: £40

Cashback Earned: £70

So after two hours of shopping around / calls, I shaved a grand total of £275 from our potential outgoings — which works out at just under £23 a month. I also earned £115 in cash-back; which I’ll be putting to one side to pay for next year’s breakdown cover.

Against our current monthly payments, these savings equate to £15 a month — which will be funnelled into our credit card debt repayments.

It might not have been the most exhilarating way to spend a morning, but my bank balance will definitely thank me for it.

This post is a friendly reminder to always shop around. Even when it feels like you’re getting a good deal — and especially when it doesn’t.

What’s the best renewal deal you’ve found?



  1. 11th December 2018 / 11:10 pm

    Nice posts! 🙂

  2. 5th January 2019 / 10:58 am

    I would like to express some thanks to this writer for rescuing me from this particular circumstance. Just after exploring through the online world and obtaining thoughts which are not powerful, I assumed my life was done. Living without the presence of solutions to the issues you’ve sorted out by means of your main article content is a crucial case, as well as ones that might have badly damaged my entire career if I hadn’t discovered your blog. Your good knowledge and kindness in handling all areas was crucial. I don’t know what I would have done if I hadn’t come across such a thing like this. I am able to at this point look forward to my future. Thank you very much for the professional and result oriented guide. I will not be reluctant to refer your site to anyone who should have counselling about this issue.

  3. 6th January 2019 / 6:20 am

    I’m writing to let you understand of the superb encounter my wife’s princess encountered reading your webblog. She discovered a good number of things, including what it is like to possess an amazing giving nature to have other folks with no trouble master chosen very confusing topics. You undoubtedly surpassed her desires. I appreciate you for supplying such valuable, trustworthy, informative and in addition fun guidance on that topic to Ethel.

  4. 6th January 2019 / 9:27 am

    acheter viagra le moins cher

  5. 6th January 2019 / 9:41 am

    is ato envio urgente

    441d is sales 2012

  6. 6th January 2019 / 2:31 pm

    at is rx cheap

    441d at is prices india

  7. 6th January 2019 / 9:48 pm

    is 10 mg esperienze

    441d only for you is attorneys

  8. 7th January 2019 / 1:27 am

    discount is levitra

    441d prix du is 20 mg

  9. 7th January 2019 / 1:50 am

    I enjoy you because of every one of your efforts on this blog. Betty delights in making time for internet research and it’s easy to see why. Many of us know all about the compelling manner you create both useful and interesting tricks via the web site and therefore strongly encourage response from others on that idea and our own princess is actually studying a whole lot. Enjoy the rest of the new year. You are conducting a very good job.

  10. 7th January 2019 / 6:21 am

    is conditionnement prix

    441d is claritin

  11. 7th January 2019 / 10:14 am

    viagra running

  12. 7th January 2019 / 10:26 am

    33 viagra order online

  13. 7th January 2019 / 10:36 am

    does rush limbaugh use viagra

  14. 7th January 2019 / 10:36 am

    online viagra france

  15. 7th January 2019 / 10:38 am

    viagra per amore

  16. 7th January 2019 / 11:04 am

    brand viagra 100mg cheap

  17. 7th January 2019 / 11:06 am

    symptoms of overdose in viagra

  18. 7th January 2019 / 11:27 am

    should i take cialis or viagra

  19. 7th January 2019 / 11:37 am

    expiration pfizer viagra date

  20. 7th January 2019 / 11:38 am

    teachers union viagra

  21. 7th January 2019 / 11:42 am

    compra viagra on line

  22. 7th January 2019 / 11:59 am

    best sites buy viagra online

  23. 7th January 2019 / 12:19 pm

    dirrections for use of viagra

  24. 7th January 2019 / 12:21 pm

    viagra deals online

  25. 7th January 2019 / 12:40 pm

    online viagra in india

  26. 7th January 2019 / 12:42 pm

    comprare online viagra

  27. 7th January 2019 / 1:05 pm

    cheap online generic viagra

  28. 7th January 2019 / 1:13 pm

    waar kan ik viagra bestellen

  29. 7th January 2019 / 1:16 pm

    where to get viagra on bali

  30. 7th January 2019 / 1:18 pm

    buy online viagra in canada

  31. 7th January 2019 / 1:27 pm

    online is preisvergleich

  32. 7th January 2019 / 1:46 pm

    at is sale usa

  33. 7th January 2019 / 2:04 pm

    viagraprobeprobe paypal

  34. 7th January 2019 / 2:07 pm

    viagras sans ordonnance

  35. 7th January 2019 / 2:38 pm

    viagra buy viagra online

  36. 7th January 2019 / 2:41 pm

    is brand discount

  37. 7th January 2019 / 2:44 pm

    only now 50mg viagra uk cheap

  38. 7th January 2019 / 3:02 pm

    wow inexpensive viagra

  39. 7th January 2019 / 3:20 pm

    buy viagra online free

  40. 7th January 2019 / 3:25 pm

    su pillola viagra

  41. 7th January 2019 / 3:31 pm

    viagra sales usa

  42. 7th January 2019 / 3:42 pm

    click here viagra one a day

  43. 7th January 2019 / 3:51 pm

    viagra tablets best price

  44. 7th January 2019 / 4:05 pm

    viagra plus chyscorg

  45. 7th January 2019 / 4:09 pm

    generic viagra on a plane

  46. 7th January 2019 / 4:55 pm

    click now is sales online

  47. 7th January 2019 / 5:16 pm

    acheter viagra en suisse

  48. 7th January 2019 / 5:48 pm

    3 viagra pills 4 sale

  49. 7th January 2019 / 6:48 pm

    is levitra differenze

  50. 7th January 2019 / 7:09 pm

    manufactures generic viagra

  51. 7th January 2019 / 8:24 pm

    where to be herbal is

  52. 7th January 2019 / 9:04 pm

    low price at is

  53. 7th January 2019 / 10:21 pm

    My spouse and i ended up being really cheerful that Raymond managed to finish up his investigation through the entire precious recommendations he had from your very own web pages. It’s not at all simplistic to simply continually be freely giving steps the others might have been selling. So we recognize we have the website owner to give thanks to because of that. These explanations you have made, the easy site menu, the relationships your site make it easier to create – it is all astounding, and it is aiding our son in addition to us understand this issue is interesting, and that’s exceedingly pressing. Thanks for all!

  54. 7th January 2019 / 10:58 pm

    generisches online viagra

  55. 8th January 2019 / 3:19 am

    online sales of is

  56. 8th January 2019 / 5:13 am

    where to buy viagra for cheap

  57. 8th January 2019 / 5:36 am

    the best site viagra oral

  58. 8th January 2019 / 6:39 am

    pfizer workshops viagra

  59. 8th January 2019 / 7:10 am

    viagra online ua

  60. 8th January 2019 / 1:50 pm

    is unlabeled use

    b5db tabs soft is

  61. 8th January 2019 / 6:23 pm

    I precisely had to appreciate you again. I’m not certain the things that I would’ve done in the absence of the actual concepts shared by you about that concern. Previously it was a real hard crisis for me personally, however , spending time with your skilled mode you processed it made me to cry with fulfillment. I am grateful for this work and thus expect you really know what a great job you are always getting into educating other individuals thru your blog. Most probably you’ve never encountered any of us.

  62. 9th January 2019 / 5:35 am

    is generika holland

    b5db is plus 400 m

  63. 9th January 2019 / 1:32 pm

    is 5mg at

    be07 medikament is 20

  64. 9th January 2019 / 8:18 pm

    is 5mg at

    be07 mexican rx is low price

  65. 10th January 2019 / 4:24 am

    is thailand price

    be07 is acquistar